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Notice: People's Community State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the transaction account guarantee program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
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Need More Information?
| Regular
Personal Account |
Minimum Opening Balance - $100.00
Monthly Fee - $6.00 if balance falls below $300.00.
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Treasure
Club Account and Treasure Club 55
► Special Values for
Members Only |
Just a $100
Minimum Balance
When you keep a $100 minimum
daily balance you will avoid the monthly fee. Should
your balance drop below $100, an $8 monthly fee will be
charged. |
Payment Card
Protection
Register all your credit,
ATM and check cards at one time and in one place. If
your cards are lost or stolen, simply call one
convenient toll-free number anytime, 24 hours a day, and
we'll report the necessary information to card issuers
and request replacement cards. You'll also receive
protection against any liability on every registered
card. This comprehensive service also includes:
Emergency Cash
Emergency Airline Tickets
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First Order of
Personalized Checks
Your first order of special member checks will be
imprinted with your name and address at no additional
cost to you. |
Sojourns® Magazine
Subscription
Whether you're a serious
traveler, or you prefer to enjoy America's beauty from
the comfort of an easy chair, vivid color photography
and in-depth travel stories will satisfy your
wanderlust. You can receive the latest issue in the mail
twice a year.
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Unlimited
Checking
Use all the checks you
like. With Treasure Club Checking there are no per-check
charges. |
Direct Deposit
of Social Security and Payroll Checks
Enjoy the convenience. For
immediate access to your money, you can authorize the
Treasury and your employer to deposit your checks
directly into your account.
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$5,000
Accidental Death and Dismemberment Insurance
You'll be protected with
$5,000 in Accidental Death and Dismemberment Insurance
24 hours a day |
Automatic
Savings
Save the easy
way. You decide how much you want to save. The amount
will be automatically transferred according to your
instructions. A great way to save for future needs. |
Key Ring
Protection
Help to retrieve lost keys.
With your personally registered key ring, your lost keys
can be dropped in any mailbox and returned to you...at
no additional charge.
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24 Hour ATM Convenience
Service-by-Mail
Interest on
Checking
Variable rate interest
that is paid monthly on balances over $500.00.
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Savers Club®
Discount Book
Save 50% at over 3,000
participating lodging properties from coast to coast.
Plus, you'll find discount offers from theme parks and
car rental companies. You can receive a new
bargain-filled Savers Club® Discount Book every year. |
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Treasure
Club Plus
► Receive all the outstanding
Treasure Club benefits, plus these extras! |
No Minimum
Balance Required! |
Notary Service |
Personalized
Checks
Receive all the personally imprinted checks you need at
no additional cost to you. Your special member checks
will be printed with your name and address. |
Increased
Accidental Death and Dismemberment Insurance
Treasure Club Plus members'
coverage increases to a total of $10,000 in Accidental
Death and Dismemberment Insurance 24 hours a day. |
Travelers Checks
and Money Orders
These secure, convenient instruments are available to
you at no issue fee. (Limits may apply.) |
Everyday Rebate
Rewards
Get cash back - simply by purchasing items you use
everyday. Save your receipts when you buy groceries,
eat out, purchase clothing, or buy pet supplies. At the
end of every quarter, send the receipts (up to $100)
with your Everyday Rebate Rewards request form, and
receive 10% cash back. |
Master Money
Card / Debit Card
Once you start using your Master Money card, you'll
wonder how you ever got along without it. Use it
instead of a check to pay for groceries, dining,
gasoline and more! It's welcome anywhere MasterCard® is accepted, even if you're
out of town. No more check approval. No more checkbooks
to carry. Much more convenience. |
Interest on
Checking
Variable rate interest
that is paid monthly on balances over $500.00.
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Photocopy
Service
We'll copy your important
documents and letters at no additional charge. Limits
may apply. Just present your Treasure Club Plus ID
card. |
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** All for Only $6 Monthly Service Charge!
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► If
You're 55 or better, enjoy all the benefits of Treasure Club
Plus at a Super Low Monthly fee of $4, with No Minimum
Balance requirement Plus Even More! |
Interest on
Checking
Variable rate interest that is paid monthly on balances
over $500.00 |
Rx Advantage ™ Prescription Drug
Program®
Your Rx Advantage card grants you preferred pricing on
many prescription medications at participating
pharmacies nationwide. And you'll have the added
security of our prescription drug monitoring program
alerting your pharmacist to important information about
your prescriptions.
*This program is not insurance.
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$100,000 Common
Carrier and $10,000 24-Hour Accidental Death and
Dismemberment Insurance
You'll be covered for $10,000 in Accidental Death and
Dismemberment Insurance 24 hours a day. Your Accidental
Death Coverage Increases to $100,000 while traveling by
licensed Common Carrier.
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Medical
Emergency Data Card
Keep vital health and personal information on hand at
all times with this convenient plastic card. In an
emergency, medical personnel will have quick access to
your current health profile. You can update your card
every year.
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Bonus travel
Earn extra cash rewards when you travel. Arrange your
travel toll free, and get 5% savings on lodging expense,
airline travel, car rentals, cruises and package trips. |
Auto Trip
Routing
Get a customized packet of maps showing the most
scenic or direct route to your destination anywhere in
the continental United States. |
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| Passbook
Savings |
Variable rate interest that is paid
quarterly. Minimum Opening Balance - $100.00.
Maintenance Fee - $3.00 if balance falls below $100.00
during the quarter. Limited to 6 withdrawals per quarter
$1.00 fee for each withdrawal over 6.
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| Smart Start Savings Club |
For children up to age 17. Variable
rate interest that is paid quarterly. Minimum Opening
Balance - $10.00. No Maintenance Fee!! Limited to 6
withdrawals per quarter $1.00 fee for each withdrawal over
6.
Need More
Information?
If you need
more information regarding, Regular Business Accounts, Money Market
and NOW Accounts, Individual Retirement Accounts, Certificates of Deposit, Telephone Banking, Internet
Banking, VISA®
Credit Card, Safe Deposit Boxes, or anything else, please
contact our customer representatives!
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Doniphan
Poplar Bluff
Bunker
Naylor
Ellington
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