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People's Community State Bank, Missouri
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Notice: People's Community State Bank is participating in the FDIC's Transaction Account Guarantee Program.

 

 

 

Our Services

Regular Personal Account
Treasure Club Account & Treasure Club 55
Treasure Club Plus
Treasure Club 55 Gold
Savings
Loans

Need More Information?

 

Regular Personal Account
 
Minimum Opening Balance - $100.00
Monthly Fee - $6.00 if balance falls below $300.00.


 

Treasure Club Account and Treasure Club 55
 Special Values for Members Only

Just a $100 Minimum Balance

When you keep a $100 minimum daily balance you will avoid the monthly fee. Should your balance drop below $100, an $8 monthly fee will be charged.

Payment Card Protection
Register all your credit, ATM and check cards at one time and in one place. If your cards are lost or stolen, simply call one convenient toll-free number anytime, 24 hours a day, and we'll report the necessary information to card issuers and request replacement cards.  You'll also receive protection against any liability on every registered card. This comprehensive service also includes:
   Emergency Cash
   Emergency Airline Tickets

 

First Order of Personalized Checks
Your first order of special member checks will be imprinted with your name and address at no additional cost to you.

Sojourns® Magazine Subscription
Whether you're a serious traveler, or you prefer to enjoy America's beauty from the comfort of an easy chair, vivid color photography and in-depth travel stories will satisfy your wanderlust. You can receive the latest issue in the mail twice a year.
 

Unlimited Checking
Use all the checks you like. With Treasure Club Checking there are no per-check charges.

Direct Deposit of Social Security and Payroll Checks
Enjoy the convenience.  For immediate access to your money, you can authorize the Treasury and your employer to deposit your checks directly into your account.
 

$5,000 Accidental Death and Dismemberment Insurance
You'll be protected with $5,000 in Accidental Death and Dismemberment Insurance 24 hours a day

Automatic Savings
Save the easy way.  You decide how much you want to save.  The amount will be automatically transferred according to your instructions.  A great way to save for future needs.

Key Ring Protection
Help to retrieve lost keys. With your personally registered key ring, your lost keys can be dropped in any mailbox and returned to you...at no additional charge.

 

24 Hour ATM Convenience

Service-by-Mail

Interest on Checking
Variable rate interest that is paid monthly on balances over $500.00.
 

 

Savers Club®  Discount Book
Save 50% at over 3,000 participating lodging properties from coast to coast. Plus, you'll find discount offers from theme parks and car rental companies. You can receive a new bargain-filled Savers Club® Discount Book every year.

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Treasure Club Plus
 Receive all the outstanding Treasure Club benefits, plus these extras!

No Minimum Balance Required!

Notary Service

Personalized Checks
Receive all the personally imprinted checks you need at no additional cost to you. Your special member checks will be printed with your name and address.

Increased Accidental Death and Dismemberment Insurance
Treasure Club Plus members' coverage increases to a total of $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day.

Travelers Checks and Money Orders
These secure, convenient instruments are available to you at no issue fee. (Limits may apply.)

Everyday Rebate Rewards
Get cash back - simply by purchasing items you use everyday.  Save your receipts when you buy groceries, eat out, purchase clothing, or buy pet supplies.  At the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form, and receive 10% cash back.

Master Money Card  / Debit Card
Once you start using your Master Money card, you'll wonder how you ever got along without it.  Use it instead of a check to pay for groceries, dining, gasoline and more!  It's welcome anywhere MasterCard
®  is accepted, even if you're out of town. No more check approval.  No more checkbooks to carry.  Much more convenience.

Interest on Checking
Variable rate interest that is paid monthly on balances over $500.00.

 

Photocopy Service
We'll copy your important documents and letters at no additional charge.  Limits may apply.  Just present your Treasure Club Plus ID card.
 


** All for Only $6 Monthly Service Charge!

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Treasure Club 55 Gold
 ►  If You're 55 or better, enjoy all the benefits of Treasure Club Plus at a Super Low Monthly fee of $4, with No Minimum Balance requirement Plus Even More!

Interest on Checking
Variable rate interest that is paid monthly on balances over $500.00

Rx Advantage Prescription Drug Program®
Your Rx Advantage card grants you preferred pricing on many prescription medications at participating pharmacies nationwide. And you'll have the added security of our prescription drug monitoring program alerting your pharmacist to important information about your prescriptions.
*This program is not insurance.
 

$100,000 Common Carrier and $10,000 24-Hour Accidental Death and Dismemberment Insurance
You'll be covered for $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day.  Your Accidental Death Coverage Increases to $100,000 while traveling by licensed Common Carrier.
 

Medical Emergency Data Card
Keep vital health and personal information on hand at all times with this convenient plastic card. In an emergency, medical personnel will have quick access to your current health profile. You can update your card every year.
 

Bonus travel
Earn extra cash rewards when you travel.  Arrange your travel toll free, and get 5% savings on lodging expense, airline travel, car rentals, cruises and package trips.

Auto Trip Routing
Get a customized packet of maps showing the most scenic or direct route to your destination anywhere in the continental United States.

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SAVINGS
    Passbook Savings


Variable rate interest that is paid quarterly.  Minimum Opening Balance - $100.00.  Maintenance Fee - $3.00 if balance falls below $100.00 during the quarter.  Limited to 6 withdrawals per quarter $1.00 fee for each withdrawal over 6.

    Smart Start Savings Club


For children up to age 17.  Variable rate interest that is paid quarterly.  Minimum Opening Balance - $10.00.  No Maintenance Fee!!  Limited to 6 withdrawals per quarter $1.00 fee for each withdrawal over 6.

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Need More Information?

If you need more information regarding, Regular Business Accounts, Money Market and NOW Accounts, Individual Retirement Accounts, Certificates of Deposit, Telephone Banking, Internet Banking, VISA® Credit Card, Safe Deposit Boxes, or anything else, please contact our customer representatives!

Contact Us

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Doniphan

Poplar Bluff

Bunker

Naylor

Ellington

Equal Housing Lender

Member FDIC

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